When a home is hit by a freak hailstorm, excessive wind, or other severe weather that damages its roof, then the roofing repairs are often covered by the homeowner's insurance policy.
In order to get an insurance company to step up to the plate and pay for the damages, they will require a specialized form known as a "roofing supplement" be filled out and submitted to them.
In contrast to an estimate which lists the repairs needed and their overall costs, supplements list every aspect of the work that needs to be done along with a breakdown of their associated costs
While some professional roofing contractors will do their own roofing supplements, many outsource this work to a specialized consultant. Roofing supplement estimate consultants provide many benefits for the process, including:
- providing go-between communication between the roofing contractor and the homeowner's insurance company
- paying strong attention to detail to ensure the supplement is complete and conforms to the requirements of homeowners' insurance policies
Here's a bit more about each of these benefits:
Insurance Company Communication Assistance
Dealing with insurance companies is nearly always challenging and frustrating. Their job is to keep from having to pay out claims, so they often look for the smallest errors in paperwork to deny a claim and delay the roof repair process.
Supplement estimation contractors take over the communication between the roofing contractor and the insurance company. Often, they have contacts within the various insurance providers to help move the process along and to get quick answers to questions. In addition, if the roofer has issues getting paid when the job has been completed, then the supplement estimator will step in and work with the insurance company to get them paid.
Attention to Detail in All Required Paperwork
Roofing contractors are great at repairing, maintaining, and installing roofs. However, many roofing contractors do not like the paperwork aspect of the job and some are just downright less than stellar at it.
When it comes to repairs or replacements that are being paid for by insurance companies, the paperwork needs to be filled out with a very strong attention to detail, and this can be very time consuming and frustrating for many roofers. To solve this problem, roofing supplement estimation contractors showed up in the industry to take over the paperwork and complete this aspect of the process. They are very familiar with the paperwork and know exactly how to get their supplements approved by the insurance companies without any delays or other unwanted drama.
For more information, contact a company like Results For You.